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Maya Savings Interest Rate: 3.5% to 15% Explained — This page summarizes commonly searched information about PayMaya Savings (now known as Maya Savings) in the Philippines.
Maya Savings is a digital savings feature integrated in the Maya app. It is regulated by the Bangko Sentral ng Pilipinas (BSP) and PDIC insured up to ₱1,000,000 per depositor.
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Interest can start from a base rate around 3.5% p.a. and may be boosted to up to 15% p.a. depending on qualifying activity. Interest is typically credited daily, which can help compounding happen sooner.
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Account basics often include no minimum balance and no maintenance fees. Many users also look for instant transfers between Maya Wallet and Maya Savings, which makes it easier to manage daily spending while keeping savings separate.
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To get started, you generally download the Maya app, complete the account upgrade/verification, then activate Savings. Eligibility is commonly described as available to Filipino users with an upgraded Maya account.
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Boosting is usually linked to qualifying daily transactions like paying bills, buying load, using QR Scan to Pay, or using the Maya card. Always review the latest in-app terms and rate rules because conditions can change over time.
Tip: For better results in search, use the navigation links to explore focused guides on interest rates, safety, setup steps, transfers, and troubleshooting.
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